--------------------------------------------- Issue 3-
HYIP NEWSLETTER - stay up to date in the hyip world!

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http://www.hyipdiscussion.com
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DISCLAIMER: All information in the HI Newsletter is neither an endorsement nor a solicitation of any sort and cannot be considered as a promotional offering. We do not provide free professional consulting on investment options or personal assistance with recovery of deposited funds.
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in this issue:

1. News on most popular programs
2. Paypal users: how to avoid losing your hard-earned money
3. Recommendations from a professional FOREX trader (continued). Part 2

News on most popular programs

PIPS (People In Profit System): Bryan Marsden, the CEO of PIPS, has informed of December withdrawal requests being with PCI bank for processing. Once they are cleared, the next portion of withdrawals will be submitted to this bank for payment. By the end of the week, all contracts with VAT (dealing with PIPS Debit Cards) are expected to be in place. In addition, more bank accounts in Panama, altogether with two more payment platforms, are currently in the set-up process.

Global Mutual: In case you have problems with accessing GM's website, use the following secure URL: https://global-mutual.com. Also, make sure you have cleaned your Internet Cache and "Cookies". If it doesn't help, try accessing the website from a different IP address (there is a possibility of ISPs blocking certain routings).

Reality Millions: RM has notified its investors that withdrawal requests can be made only once every two weeks. Some members report problems with accessing the program's forum and submitting support tickets. However, these problems get gradually solved.

StudioTraffic: ST is experiencing difficulties with timely processing of withdrawal requests from StudioPay to members' bank accounts. The program's customer support promises to resolve these issues within the next couple of weeks.

International Trading: IT is in the process of a major server migration. E-gold payouts are currently over two months behind the schedule. Members have started voicing their concerns about further sustainability of the program.

You can discuss these and many other programs with fellow high-yield investors on our forum at http://www.hyipdiscussion.com

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Paypal users: how to avoid losing your hard-earned money

Ever been wondering why it is so difficult to exchange your Paypal for E-gold? To be honest, there are a fair number of reasons for it. First of all, Paypal does not favor e-currency exchanges, although from the legal point of view there's nothing wrong with purchasing e-metal units using an electronic payment processor (such as Paypal). However, Paypal is feared of the competition e-currencies create due to them being backed by precious metals - as opposite to unstable US Dollar backing Paypal account balances.
The second problem is the complete reversibility of Paypal's transactions, in contrast to E-gold's policies where all payments are final. Hence, the following scenario is possible: someone contacts you via a forum and offers Paypal for your E-gold (as a rule, with some bonus being added). You gladly agree and request to send him the money first. The necessary amount of Paypal clears on your balance within seconds, and you are sending the equivalent in E-gold to that person. The deal seems to be completed.
Next morning you wake up, access your Paypal account to either send or withdraw money - and it's frozen! Guess, why? The person whom you sold E-gold yesterday has reversed his transaction, claiming unauthorized access to his account. As a result, your account remains frozen for the period of one month, and in the end the money you received is sent back to him.
Two things are possible here: either the Paypal account holder is a scammer himself or the account has simply been stolen, and the real owner has reversed the transactions he has never made. How does this theft happen? Hundreds of scammers send out e-mails which look like the ones you receive from Paypal. These fake messages normally inform you of some problem with your account and ask you to enter your details (such as login and password) in the provided fields. Watch out for these e-mails! Paypal will never address you "Dear Paypal User" - instead, you will be addressed with your first and last names. Never enter your account details in the provided fields. If you feel this message might really be from Paypal, open a new browser window, type https://www.paypal.com and log into your account.
There is also a certain level of risk involved for those who use Paypal for purchasing E-gold. While doing this, people have to either leave the "Item Description" field blank or put some neutral message there to avoid their accounts being frozen for exchanging e-currencies. Once Paypal is sent, but no E-gold received, it will be very difficult to get your money back (even if you file a chargeback on time) due to an insufficient amount of details related to the transaction.
The conclusion is: never touch Paypal with strangers and new forum members. Do not reveal your Paypal e-mail address publicly - besides the above-mentioned data theft via fraudulent e-mail messages, the "old good" hacking is also quite common. It takes only a few hours for a professional hacker to obtain password if he knows the login (in case with Paypal, it's the e-mail address you have signed up with). The third way of stealing a Paypal password is the use of key-loggers (a type of spyware) - your computer might get infected with it as a result of surfing the Internet. For this, make sure you perform regular cleaning and check-ups of your hard drive, with a proper set of anti-virus software being installed on your computer.
Finally, if it did happen to you to get scammed - act with no delay or hesitation. It might take a while for Paypal's customer support to answer your inquiries, so the optimal way to resolve a problem is giving them a phone call. The telephone number is +1-402-935-2081. Be ready to provide your Paypal account details (such as your full name, e-mail address, phone number, and the last four digits of your bank account number). In some cases, a support technician might put you on hold - take your time and don't hang up. If the sender has claimed unauthorized access to his account, suggest the IP of the last entry be verified by Paypal team. Stay calm and polite in all cases but insist on a fast resolution of your problem.

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Recommendations from a professional FOREX trader (continued). Part 2

(Part 1 has been sent out in the previous issue of our newsletter. These recommendations have been given by a member of hyipdiscussion.com forum (username: "hyi-center.net") who is a professional FOREX trader).

4. Fibonanacci Laws: This is one of my favorites and comes in very handy
with Elliot Wave Trend Analysis to predict what will happen next. However
the Fibo Laws are a good tool to use to find entry and exit points.
It's a little difficult to explain in full in writing, but if you were to
check the charts and notice the lows and the highs of previous moves on
any currency pair, you will see they all retrace back to a lower level if
the pair was in an uptrend, or visa versa. These moves equate to about
40-70% of it's previous move. So if you seen a pair becoming exhausted and
fails to head higher it's a good sign of a full reversal or a temporay
one.
To create a Fibo line, draw a trend line from the most extreme high to the
most extreme low, then right click to execute a fibo tool, this may vary
from fx platform to fx platform although this works with Oanda trading
stations. Others may ask you to hold the mouse at the extreme high and
drag it down to the most extreme low then let go of the mouse button to
lay the fibo tool on the chart.

Leonardo Fibonacci was a mathematician who was born in Italy around the
year 1170. It's believed that Mr. Fibonacci discovered the relationship of
what is now referred to as Fibonacci numbers while studying the Great
Pyramid of Gizeh in Egypt.

Fibonacci numbers are a sequence of numbers in which each successive
number is the sum of the two previous numbers:

1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 610, etc.
These numbers possess an intriguing number of interrelationships, such as
the fact that any given number is approximately 1.618 times the preceding
number and any given number is approximately 0.618 times the following
number. Just like TV's, Doors, Credit cards, PC Tower Case, etc.
Everything today is governed by the Fibo 1.618 Law - actually this is
where the Elliot Wave Trend was dervied from but laid out in such a way to
predict future prices, where Fibo is to predict retracements.
There are actually four popular Fibonacci studies: arcs, fans,
retracements, and time zones. The interpretation of these studies involves
anticipating changes in trends as prices near the lines created by the
Fibonacci studies. But for now I'll explain the retracements:

Fibonacci Retracements are displayed by first drawing a trendline between
two extreme points as previously mention, for example, a trough and
opposing peak. A series of nine horizontal lines are drawn intersecting
the trendline at the Fibonacci levels of 0.0%, 23.6%, 38.2%, 50%, 61.8%,
100%, 161.8%, 261.8%, and 423.6%. (Some of the lines will probably not be
visable because they will be off the scale.)

After a significant price move (either up or down), prices will often
retrace a significant portion (if not all) of the original move. As prices
retrace, support and resistance levels often occur at or near the
Fibonacci Retracement levels.

So keep a look out for trades that have reached 61.8% fibo of it's
previous move, it's 99% guaranteed that it'll head back the other way,
unless a Head & Shoulders Double Bottom is formed via retracement
failures.

5. Finding entry and exit points via EMA's: EMA is an Expotential Moving
Average to compare the relationship between a moving average of the
currency's price with the currency's price itself. A buy signal is
generated when the currency's price rises above its moving average and a
sell signal is generated when the currency's price falls below its moving
average. By placing two of these at different intervals, for example. EMA
10 & EMA 25, when the two cross over it's a buy or sell signal depending
on the current trend it's in; down or uptrend. Over the course of the
weeks ahead I'll be laying out some images to explain various Indicators
that can be used to determine entry and exit points on its own, or via
several indicators together to pin point when to open or close a trade.

6. I'll save the best till last; Hedging: Hedging is actually going with
and against a trade at the same time without one trade cancelling out the
other. This type of trading works extremely well with pivot point trading
and as much as 100% per week can be made via this method alone, but it
does have its set backs if we see extreme movements like we've witnessed
over the weeks where there's been 300-700 pip gain movements within a week
that can take about 3-6 or so weeks to retrace, but again should one adopt
strict money management and risk studies to stay within the confinments of
being margin called.

This is just a snippet of what to look out for, there's going to be a
larger and more indepth way to trade showing you more or less everything I
have taught myself via google.com with images. I've choosen to teach
myself due to the simple reason that it costs way way too much to take on
a course and have someone teach me - you will find that if you pay for
courses you don't exactly get everything you paid for and still need to do
a lot of research afterwards before perfecting a strategy that works for
you.

Wishing each of you Happy and Successful Trading.
hyi-center

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