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HYIP NEWSLETTER - stay up to date in the hyip world!
http://www.hyipinvestment.com
http://www.hyipdiscussion.com
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DISCLAIMER: All information in the HI Newsletter is neither an endorsement nor a solicitation of any sort and cannot be considered as a promotional offering. We do not provide free professional consulting on investment options or personal assistance with recovery of deposited funds.
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in this issue:
1. News on most popular programs
2. Offshore Banking
3. In Focus: News-Navigator.net
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News on most popular programs
PIPS (People In Profit System): PIPS website has been back to operation for a short period of time on September 2, 2005. This might be explained by a necessity to test scripts on the PIPS server, prior to the complete recovery of the program. According to the unofficial information from PIPS pioneers, the Bank of Negara has ordered picpay to abide by the country's 2003 Paymet Systems Act, with further progress currently being anticipated.
Global Mutual: GM members are reporting their complete satisfaction with the investment options the company is offering. The company's website is currently undergoing a major design and script upgrade, with GM Shopping, GM Business Solutions, and GM Tool kit being now available to its visitors.
StudioTraffic: E-gold upgrade will now be disabled within the last 10 days of every month, with the purpose of avoiding complaints from members whose accounts did not get upgraded before the month is over. Alternatively, members can use StormPay and StudioPay to have their upgrades performed during this time.
You can discuss these and many other programs with fellow high-yield investors on our forum at http://www.hyipdiscussion.com
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In Focus: Offshore Banking
(in co-operation with http://hyip-navigator.com HYIP Articles)
As the experience of high-yield investors grows, their income dramatically increases. The question "Where to invest?" no longer bothers their minds - instead, investors wonder where they can store and safely accumulate their funds. This is when the idea of going offshore becomes more and more attractive.
The whole offshore industry traces its roots from the times when the Channel Islands were granted their tax-free status under the jurisdiction of Great Britain to facilitate further economic growth and development of this remote colony. Ever since then numerous countries with relatively small national budgets yet stable political situation started declaring their offshore statuses to attract foreign investors and depositors.
By definition, an offshore bank is a bank located outside the country of residence of the depositor, typically in a low tax jurisdiction that provides financial and legal advantages. This primarily deals with strong privacy, less restrictive legal regulation, low or no taxation, easy access to deposits, and protection against local political or financial instability.
One common misconception is that offshore banking can legally prevent assets from being subject to personal income tax on interest. Except for certain persons who meet fairly complex requirements, this is incorrect as the personal income tax of most countries makes no distinction between interest earned in local banks and those earned abroad. Persons subject to US income tax, for example, are required to declare on penalty of perjury, any offshore bank accounts they may have. Although offshore banks sometimes do not report income to other tax authorities this does not make the non-declaration of the income or the evasion of the tax on that income legal in most jurisdictions.
Quite a few things have to be mentioned in terms of the advantages of offshore banking. First of all, offshore banks provide access to politically and economically stable jurisdictions. This may be an advantage for those resident in areas where there is a risk of expropriation or where there is corruption within the banking system, or bank officers may become liable to the influence of or pressure from criminal gangs. Secondly, some offshore banks may operate with a lower cost base and can provide higher interest rates than the home country due to offshore finance being one of the few industries that geographically remote island nations can competitively engage in. Interest is generally paid by offshore banks without the deduction of tax. This is an advantage to individuals who do not pay tax on worldwide income, or who do not pay tax until the tax return is agreed, or who feel that they can successfully evade tax by hiding the interest income (which, however, is not to be recommended). In addition, some offshore banks offer banking services that may not be available in one's country of residence. One such example is paperless bank statements. Finally, offshore banks in some countries (by law) participate in mandated bank account deposit protection insurance systems. A US person using a bank in Australia, NZ, Canada (or any EU country) would get similar deposit protection as using a US bank.
Speaking of the disadvantages of offshore finance, it is worth mentioning that few offshore jurisdictions have depositor compensation schemes, to bail out depositors in the event that a bank becomes insolvent. For years, offshore banking has been associated with money laundering and organized crime. There is a risk of reputation being tarnished by association. In addition, the advantages of offshore banking may come at a high cost as the returns on some offshore banking accounts may be substantially below those of normal bank accounts. Also, the fees and minimum deposits required to open and operate accounts at some offshore banks can make them inaccessible to the general public. Prospective clients should also keep in mind that offshore jurisdictions are often remote so physical access and access to information can be difficult - besides that, there is a wide range of scams offering offshore accounts at low cost.
It is quite possible to obtain the full spectrum of financial services from offshore banks (including Deposit Taking, Credit, Money Transmissions, Foreign Exchange, Letters of credit and trade finance, Investment Custody, Investment Management, Fund Management, Trustee Services, Corporate Administration etc). Nonetheless, not every offshore bank provides each service. Banks tend to polarise between retail services and private banking services. Retail services tend to be low cost and undifferentiated, whereas private banking services tend to bring a personalised suite of services to the client.
In the 21st century, the majority of offshore banks operate within highly regulated environments. The quality of the regulation in monitored by supra-national bodies such as the IMF. Banks are generally required to maintain capital adequacy in accordance with international standards. They must report at least quarterly to the regulator on the current state of the business.
Whilst offshore banking has a historic association with organised crime, it is an important part of the international financial system. For example, the Cayman Islands is the fifth largest banking centre globally, in terms of deposits.
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In Focus: News-Navigator.net
The primary purpose behind the News-Navigator portal (http://news-navigator.net), recently launched by Navigator Network, is concentrated upon highlighting the latest and most important news both in the HYIP arena and the offline financial world. This way prospective online investors will be informed about the overall current trends in business and finance as well as provided with informative updates on particular high-yield investment programs.
All news is subdivided into four categories: Financial News, News Updates, Scam Warnings, HYIP Premiere, and Problem Reports. Financial News follows the recent tendencies on global equities, currency, and stock markets. This information may sometimes refer to the financial charts reflecting prices for different currencies and precious metals, which can be found on the right-hand side of the main page, below a block of sponsored text ads. News Updates are less generalized. They mostly refer to particular online investment programs, introducing new features to their members or changing their statuses or depository regulations. Scam Warnings are an important part of the daily news flow, since the project's administration believes that all online investors should be aware of declared and potential scams in order to prevent money losses. HYIP Premiere briefly features the most recently launched programs. This type of news mainly includes a general description of a new program (including its interest rates, amount requirements, and holding periods for deposits). Finally, Problem Reports carry the most up-to-date information on the problems a particular investment program is experiencing, altogether with the steps being taken by its administration to resolve these issues. Each type of news is marked with a corresponding logo and color: Financial News - a dollar sign with a blue background, News Updates - a financial chart with a green background, Scam Warnings - a danger sign with a red background, HYIP Premiere - an exclamation point with a light blue background, and Problem Reports - a question mark with a gray background. This visual subdivision is intended to assist a visitor with finding the type of news he or she is looking for. All news has a date specified, with the proper credentials to their original source being given.
A convenient Java calendar on the top left of the main page provides visitors with an opportunity to access the news archive by simple clicking on the date they would like to read the news for. Alternatively, a search option by program titles is being offered right below, and can be found to be quite convenient for those preferring the "search engine" style while looking for the info they are interested in. Finally, a subscription-based mailing list is being offered, with a strict anti-spam and privacy protection policies being followed in regard to the subscribers' e-mail addresses.
All visitors are welcome to submit their own news, report scams, and advertise
their own programs. For this purpose, the can use online submission forms by
clicking on the corresponding buttons on the left of the page. The things, which
accomplish the services of News-Navigator.net, are independent polls and relevant
Google ads, carrying further information on the listed news.
The news is updated on a daily basis, with all news being informative, brief
and objective. Hence, News-Navigator.net can be considered as a good source
of information on the HYIP arena for those people who do not have enough time
to browse investment forums or disclose their e-mail addresses to free subscription
services.
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If you are an admin of an investment program and would like it to be reviewed
in our newsletter, feel free to contact us by e-mail at newsletter@hyipinvestment.com
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The HI Network is proud to inform its visitors about becoming an affiliate
partner of Agronex Private Banking - the leader of banking services in the investment
world!
Since the end of September 2005 Agronex offers the J-card, an anonymous
debit card that can be used worldwide at ATMs and can be funded with e-gold.
Offshore Banking Accounts, Credit Cards, J-cards and e-Gold eXchange.
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